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Product Information

Description

1

Product Name

Giro IDR

2

Types of Products

Current Account

3

Issuer Name

Bank SBI Indonesia

4

Main Feature

Initial deposit and minimum balance of  Giro IDR is IDR 1,000,000,- minimum balance is IDR 1,000,000,-  for Corporate Account Initial deposit and minimum balance of  Giro IDR is IDR 2,000,000,- minimum balance is IDR 2,000,000,-. As a proof of current account, the Bank will issue a Statement of Account Statements every month on behalf of the Savers. In carrying out transactions current account, media for withdrawing a checking account may use a Bilyet Giro and/or Cheque book or other instructional media

5

Benefits

Competitive interest rates p.a,  can withdraw funds at any time through Internet Banking and obtain transaction information on accounts via Internet Banking, Individual accounts can use other electronic banking (ATM, Phone Banking and SMS Banking)

6

Risk

The risk of costs arising from the Customer's negligence will be charged to the Customer. And savings are not guaranteed by the Indonesia Deposit Insurance Corporation (LPS) if the nominal balance of your savings at a bank exceeds Rp. 2,000,000,000 (Two Billion Rupiah and savings interest rates exceeding the LPS (Indonesia Deposit Insurance Corporation) guarantee interest rate, as well as misuse of Electronic Banking, PIN/Password and ATM cards/Savings Book

7

Requirements & Procedures

The customer fills out and signs the Account Opening Application Form for Giro IDR and follows the terms & conditions applicable at Bank SBI Indonesia and submits Photocopies of KTP/Passport/SIM for Indonesian citizens and KITAS for foreigners, and NPWP and the legality of the company.

You can submit questions and complaints through the nearest Branch Office and contact the Call Center number listed.

Every opening of a Demand Deposit Account at Bank SBI Indonesia is subject to and must comply with the provisions as stipulated in Bank Indonesia Regulation  Regarding Bilyet Giro and Concerning the National Black List of Cheque Withdrawals and/or Blank Bilyet Giro

8

Charges

Customers of CA IDR are subjected to a monthly account administration fee of Rp35,000,- the following is provided with the current account and/or check book facility of Rp. 275,000

9

Additional Information

If there is a difference between the balance on the checking account statement and the balance recorded on the bank's books, the balance recorded on the bank's books will be used.

10

Simulations and/or historical data, in terms of products and/or services that have funding , lending activities and/or fund management

The balance position at the end of the day of the Savings Customer is IDR 10,000, Interest 1%, then the interest received by the Savings Customer on that day according to the balance tiering is: 10,000 x 1% divided by 365/366  (less tax on interest according to provision).