Product Information

Description

1

Product Name

SBII Emas Deposit

2

Types of Products

Saving Account

3

Issuer Name

Bank SBI Indonesia

4

Main Feature

Initial deposit and minimum balance is IDR 1.000,000. Minimum balance is IDR 1.000,000,- . As proof of savings, the Bank will issue a Statement of Account Statements every month on behalf of the Savers

5

Benefits

Competitive interest rates p.a,  can withdraw funds at any time through ATM , Phone Banking, SMS Banking and Internet Banking and obtain transaction information on accounts via Internet Banking, SMS/email and Free charges on ATM switching

6

Risk

The risk of costs arising from the Customer's negligence will be charged to the Customer. And savings are not guaranteed by the Indonesia Deposit Insurance Corporation (LPS) if the nominal balance of your savings at a bank exceeds Rp. 2,000,000,000 (Two Billion Rupiah and savings interest rates exceed the LPS (Indonesia Deposit Insurance Corporation) guarantee interest rate, as well as misuse of Electronic Banking, PIN/Password and ATM cards/Savings Book

7

Requirements & Procedures

The customer fills out and signs the Account Opening Application Form for Savings account and follows the terms & conditions applicable at Bank SBI Indonesia and submits Photocopies of KTP/Passport/SIM for Indonesian citizens and KITAS for foreigners, and NPWP. You can submit questions and complaints through the nearest Branch Office and contact the Call Center number listed.

8

Charges

Savings Customers are free charged with any administration  monthly, as well as being provided with ATM/Debit Card facilities without being charged fees

9

Additional Information

If there is a difference between the balance on the checking account statement and the balance recorded on the bank's books, the balance recorded on the bank's books will be used.

10

Simulations and/or historical data, in terms of products and/or services that have funding , lending activities and/or fund management

The balance position at the end of the day of the Savings Customer is IDR 10,000, Interest  2%, then the interest received by the Savings Customer on that day according to the balance daily is: 10,000 x 2% divided by 365/366  (less tax on interest according to provision).