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Lending Rate
SBI Indonesia > Interest and Charges> Lending Rate
Lending Rate

 

I. Quantitative Disclosure

Data Period January 2025 Credit No UMKM Credit UMKM KPR/ KPA Non KPR/Non KPA
Cooperative Retail Medium Small Micro
Harga Pokok Dasar Kredit (%) 4.67 4.67 4.67 4.67 N/A N/A N/A
Basic Cost of Credit (%) 3.64 3.64 3.64 3.64 N/A N/A N/A
Profit Margin (%) 1.69 2.69 2.44 2.44 N/A N/A N/A
Prime Lending Rate (SBDK) (%) (HPDK+Overhead+Margin) 10.00 11.00 10.75 10.75 N/A N/A N/A

 

II. Qualitative Disclosure

Category Definition of Credit Category Indicator/Criteria of Credit Category
Cooperative Loans granted to business entities for productive businesses Limit greater than Rp 25 Billion
Retail Loans granted to individuals and business entities for productive businesses Limit greater than Rp 25 Billion

 

Notes :

  1. Prime Lending Rate is determined by the Bank based on various factors including the benchmark interest rate set by the competent authority, cost of funds for credit (Cost fo Fund), overhead costs, profit margins, and the development of economic conditions.
  2. Prime Lending Rate does not take into account the estimated risk premium component, the amount of which depends on the bank's assessment of the risk for each debtor or group of debtors.
  3. The announcement of the Prime Lending Rate publication report in digital channels and/or other electronic media at least includes the Prime Lending Rate per credit segment.

 

 
 
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E - CHANNEL

08001724636 (Toll Free 24/7)
(021)3859952 (24/7)

(021)39838747 (08 AM - 05 PM WIB from
Monday to Friday - excluding Public Holiday)

You are visitor number :

10409746

For More Information Please Contact 
Gedung Graha Mandiri Lantai 11, 15 & 24 
Jl.Imam Bonjol No.61.
Jakarta Pusat 10310 - INDONESIA 
Email : birdireksi@sbiindo.com 
Tel : +6221.39838747 (hunting)
Fax : +6221.39838750
+6221.39838751 - 39833778

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